paypal hack v4“On Christmas Eve morning, I received an email from PayPal stating that an email address had been added to my account,” Krebs explained in a detailed post on the matter. “I immediately logged into my account from a pristine computer, changed the password, switched my email address back to the primary contact address, and deleted the rogue email account.” “I then called PayPal and asked how the perpetrator had gotten in, and was there anything else they could do to prevent this from happening again?” Krebs continued. “The customer service person at PayPal said the attacker had simply logged in with my username and password, and that I had done everything I could in response to the attack. The representative assured me they would monitor the account for suspicious activity, and that I should rest easy.” “Twenty minutes later I was outside exercising in the unseasonably warm weather when I stopped briefly to check email again: Sure enough, the very same rogue email address had been added back to my account. But by the time I got back home to a computer, my email address had been removed, and my password had been changed. So much for PayPal’s supposed ‘monitoring;’ the company couldn’t even spot the same fraudulent email address when it was added a second time,” he added. PayPal then locked the account as soon as hackers tried to wire money to an email account belonging to Junaid Hussain, a 17-year-old hacker from Team Poison who joined ISIS and who is believed to have been killed in a U.S. drone strike in 2015.Phase 3[edit] After fine-tuning PayPal's business model and increasing its domestic and international penetration on eBay, PayPal started its off-eBay strategy. This was based on developing stronger growth in active users by adding users across multiple platforms, despite the slowdown in on-eBay growth and low-single-digit user growth on the eBay site. A late 2003 reorganization created a new business unit within PayPal—Merchant Services—to provide payment solutions to small and large e-commerce merchants outside the eBay auction community. Starting in the second half of 2004, PayPal Merchant Services unveiled several initiatives to enroll online merchants outside the eBay auction community, including:[72] Lowering its transaction fee for high-volume merchants from 2.2% to 1.9% (while increasing the monthly transaction volume required to qualify for the lowest fee to $100,000) Encouraging its users to recruit non-eBay merchants by increasing its referral bonus to a maximum of $1,000 (versus the previous $100 cap) Persuading credit card gateway providers, including CyberSource and Retail Decisions USA, to include PayPal among their offerings to online merchants. Hiring a new sales force to acquire large merchants such as Dell, Apple's iTunes and Yahoo! Stores, which hosted thousands of online merchants Reducing fees for online music purchases and other "micropayments" Launching PayPal Mobile, which allowed users to make payments using text messaging on their cell phonesSteps To Create your PayPal account: First of all head over to PayPal.com and click on to get started to create your PayPal account. On the next page you have an option to select between “Personal and business account“. For bloggers, I would recommend you to start with personal account and if you ever need a business account, you can instantly upgrade it from PayPal dashboard. Create Paypal account On the next page you need to sign up by filling up a form, you can enter your Credit/Debit card detail then or can skip it for later to send Payment. Do remember, when you open a Paypal account in India, it’s a limited PayPal account. You can use it to send Payment to anyone using your Credit or Debit card, but to receive Payment you need to complete these 4 tasks: Add your PAN card Confirm your Email (When you sign up, you will get an Email from PayPal to confirm your account) Add bank account (This will be the bank account where your Paypal money will be withdrawn to) Purpose code (From the long list, select the purpose on which you are receiving payment on your Paypal account) Here is the link to the page which you can access anytime to see if any verification is pending for your account.
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